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Terms & Conditions

TC

Effective Date: September 1st, 2025
Owner: Cindy Peterson (“Author”, “we”, “us”, “our”)
Website: [Cindypeterson.com] (the “Site”)
By accessing or using the Site, store, or related services (the “Services”), you agree to these Terms & Conditions (the “Terms”). If you do not agree, do not use the Services.

1. Changes to the Terms

We may update these Terms at any time by posting a revised version on the Site. Your continued use of the Services after changes are posted means you accept the updated Terms.

2. Eligibility & Accounts

You must be 13+ to use the Site and 18+ to make purchases. If you create an account, you’re responsible for keeping your login secure and for all activity under your account.

3. Products, Pricing & Payment

  • Prices are in U.S. dollars unless stated otherwise and may change without notice.

  • You agree to pay the total shown at checkout (including taxes, shipping, and fees).

  • Payments are processed by third-party providers (e.g., Wix Payments, Stripe, PayPal). We do not store full payment card details.

4. Shipping & Delivery (Physical Products)

  • We ship to the address you provide at checkout. Title and risk of loss pass to you upon delivery to the carrier.

  • Delivery estimates are not guarantees and may vary due to carrier or customs delays.

  • If an order is undeliverable due to incorrect address info, additional shipping fees may apply.

5. Digital Products & License

Unless otherwise stated, ebooks, PDFs, downloads, videos, and digital bonuses are licensed for personal, non-transferable, non-commercial use. You may not copy, share, upload, resell, or redistribute digital content without our prior written consent.

6. Pre-Orders

Release dates for pre-orders are estimates and may change. We will fulfill pre-orders as soon as items are available.

7. Cancellations, Returns & Refunds

  • Physical products: [Insert policy—e.g., returns within 14 days in new, unused condition; customer pays return shipping unless defective.]

  • Digital products: Due to the nature of digital content, all sales are final.

  • Events/virtual sessions: [Insert policy—e.g., non-refundable; transferable with 48-hour written notice.]
    For damaged/incorrect items, contact [Contact Email] within 7 days of delivery with your order number and photos.

8. Promotions, Coupons & Bundles

Promotional offers may be time-limited and subject to additional terms. We may refuse or cancel orders due to pricing, inventory, or coupon errors.

9. Intellectual Property

All Site content—including text, images, artwork, logos, audio/video, and downloads—is owned by Cindy Peterson or our licensors and protected by intellectual property laws. Except as expressly permitted, you may not reproduce, modify, distribute, publicly display, or create derivative works without prior written permission.

10. User Content (Reviews, Comments, Submissions)

By submitting reviews, comments, testimonials, images, or other content, you grant us a worldwide, royalty-free, perpetual, irrevocable, sublicensable license to use, reproduce, modify, publish, translate, distribute, and display such content in connection with the Services and our marketing. You represent that you own or control all rights to your submissions and that they are accurate, lawful, and non-infringing. We may remove content at our discretion.

11. Acceptable Use

You agree not to:

  • Violate laws or third-party rights;

  • Upload malicious code or attempt to disrupt the Site;

  • Scrape, harvest, or copy Site content or user data;

  • Misrepresent your identity or engage in fraudulent activity.

12. Third-Party Links & Services

The Site may link to or integrate third-party websites, tools, or services. We are not responsible for third-party content or practices. Your use of third-party services is at your own risk and subject to their terms and policies.

13. No Professional Advice

Content on the Site, in books, emails, or events is for informational and inspirational purposes only and does not constitute legal, medical, mental health, financial, or other professional advice. Consult a qualified professional for your specific situation.

14. Disclaimer of Warranties

The Services are provided “as is” and “as available.” To the fullest extent permitted by applicable law, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, title, and non-infringement. We do not warrant that the Services will be uninterrupted, error-free, secure, or free of viruses.

15. Limitation of Liability

To the maximum extent permitted by applicable law, we shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages; loss of profits, revenues, data, goodwill; or business interruption arising out of or related to your use of the Services. Our total liability for any claim shall not exceed the amount you paid, if any, for the product or service giving rise to the claim.

16. Indemnification

You agree to defend, indemnify, and hold harmless Cindy Peterson and our affiliates, officers, employees, and agents from any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to your use of the Services or violation of these Terms.

17. Privacy

Your use of the Services is also governed by our Privacy Policy, which explains how we collect, use, and share information.

18. Compliance & Local Laws

You are responsible for compliance with all laws that apply to you based on your location, including consumer, privacy, import/export, and tax laws.

19. Dispute Resolution

Before initiating formal action, you agree to attempt to resolve disputes with us informally by contacting [Contact Email]. If we cannot resolve a dispute informally, the venue, governing law, and dispute process will be determined according to the laws that apply to you and us under applicable conflict-of-laws rules. Where permitted, you and we agree to resolve disputes on an individual basis (no class actions).

20. Termination

We may suspend or terminate your access to the Services at any time for any reason, including violations of these Terms. Upon termination, any licenses granted to you will cease.

21. Severability; Entire Agreement

If any provision of these Terms is found invalid or unenforceable, the remaining provisions remain in full force and effect. These Terms constitute the entire agreement between you and us regarding the Services and supersede any prior agreements or understandings.

22. Contact

Questions about these Terms? Email .
Mailing Address (for notices): 

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